SOUTHERN BANKSHARES INC
Legal name: SOUTHERN BANKSHARES, INC.
1 active bank · $295M combined assets
RSSD ID: 2662596 (FFIEC NIC)
Combined Assets
$295M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$295M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$251M
Net Income
$93K
ROA (avg)
0.13%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
28
Origination Rate
89.29%
Denial Rate
7.14%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE CLAXTON BANK | BELLVILLE, GA | FDIC | $295M | 100.0% | Satisfactory | Mar 2020 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.