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FHD

DS HOLDING CO INC

Legal name: DS HOLDING COMPANY, INC.

1 active bank · 1 merged/absorbed · $1.1B combined assets

RSSD ID: 3428502 (FFIEC NIC)

Combined Assets

$1.1B

CRA Rating Summary

Satisfactory1charter

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.1B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$878M

Net Income

$2M

ROA (avg)

0.7%

asset-weighted avg

Tier 1 Capital (avg)

0%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

544

Origination Rate

77.76%

Denial Rate

2.76%

Bank Charters

Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.