FIRST PALMETTO FINANCIAL CORP
Legal name: FIRST PALMETTO FINANCIAL CORPORATION
1 active bank · $1.1B combined assets
RSSD ID: 3834701 (FFIEC NIC)
Combined Assets
$1.1B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Needs to Improve
1 of 1 bank · Falls short on community lending
Combined Assets
$1.1B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$973M
Net Income
$4M
ROA (avg)
1.52%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
589
Origination Rate
86.76%
Denial Rate
3.57%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST PALMETTO BANK | CAMDEN, SC | FDIC | $1.1B | 100.0% | Needs to Improve | Mar 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.