FIRST BANCSHARES INC
Legal name: FIRST BANCSHARES, INC.
1 active bank · $10.1B combined assets
RSSD ID: 1204560 (FFIEC NIC)
Combined Assets
$10.1B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$10.1B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$8.3B
Net Income
$37M
ROA (avg)
1.5%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
3,460
Origination Rate
58.01%
Denial Rate
17.95%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| CENTIER BANK | WHITING, IN | FDIC | $10.1B | 100.0% | Satisfactory | Jan 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.