CARROLL FINANCIAL SERVICES INC
Legal name: CARROLL FINANCIAL SERVICES, INC.
1 active bank · 1 merged/absorbed · $658M combined assets
RSSD ID: 1848825 (FFIEC NIC)
Combined Assets
$658M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$658M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$603M
Net Income
$1M
ROA (avg)
0.76%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
426
Origination Rate
93.66%
Denial Rate
1.64%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
CARROLL BANK AND TRUST
HUNTINGDON, TN · FDIC · $658M
SatisfactoryTHE BANK OF BRADFORD
Merged 2008BRADFORD, TN · FDIC · $38M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| CARROLL BANK AND TRUST | HUNTINGDON, TN | FDIC | $658M | 100.0% | Satisfactory | Nov 2019 |
| THE BANK OF BRADFORDMerged 2008 | BRADFORD, TN | FDIC | $38M | — | Satisfactory | Nov 2005 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.