Bank Holding Company
BAC FINANCIAL INC
Legal name: BAC FINANCIAL INC.
1 active bank · $780M combined assets
RSSD ID: 3033746 (FFIEC NIC)
Combined Assets
$780M
CRA Rating Summary
Satisfactory1charter
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$780M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$685M
Net Income
$1M
ROA (avg)
0.7%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| BAC COMMUNITY BANK | STOCKTON, CA | FDIC | $780M | 100.0% | Satisfactory | May 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.