HIGHLAND BANCSHARES INC
Legal name: HIGHLAND BANCSHARES, INC.
1 active bank · 1 merged/absorbed · $770M combined assets
RSSD ID: 1124659 (FFIEC NIC)
Combined Assets
$770M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$770M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$671M
Net Income
$568K
ROA (avg)
0.3%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
HIGHLAND BANK
SAINT PAUL, MN · FDIC · $770M
SatisfactoryBOUNDARY WATERS BANK
Merged 2023ELY, MN · FDIC · $112M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| HIGHLAND BANK | SAINT PAUL, MN | FDIC | $770M | 100.0% | Satisfactory | Apr 2025 |
| BOUNDARY WATERS BANKMerged 2023 | ELY, MN | FDIC | $112M | — | Satisfactory | Apr 2017 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.