PEOPLES CMTY BANCSHARES INC
Legal name: PEOPLESSOUTH BANCSHARES, INC.
1 active bank · 2 merged/absorbed · $1.2B combined assets
RSSD ID: 1866155 (FFIEC NIC)
Combined Assets
$1.2B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$1.2B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.1B
Net Income
$5M
ROA (avg)
1.65%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
320
Origination Rate
91.25%
Denial Rate
6.88%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
PEOPLESSOUTH BANK
COLQUITT, GA · FDIC · $1.2B
SatisfactoryPEOPLES COMMUNITY BANK
Merged 2005COLUMBIA, AL · FDIC · $160M
SatisfactoryPCB, THE COMMUNITY BANK
Merged 2005MALONE, FL · FDIC · $68M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| PEOPLESSOUTH BANK | COLQUITT, GA | FDIC | $1.2B | 100.0% | Satisfactory | Sep 2023 |
| PEOPLES COMMUNITY BANKMerged 2005 | COLUMBIA, AL | FDIC | $160M | — | Satisfactory | May 2004 |
| PCB, THE COMMUNITY BANKMerged 2005 | MALONE, FL | FDIC | $68M | — | Satisfactory | Jul 2004 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.