NORWOOD FINANCIAL CORP
Legal name: NORWOOD FINANCIAL CORP.
1 active bank · $2.9B combined assets
RSSD ID: 2365356 (FFIEC NIC)
Combined Assets
$2.9B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$2.9B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$2.5B
Net Income
$5M
ROA (avg)
0.62%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
692
Origination Rate
64.74%
Denial Rate
20.09%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| WAYNE BANK | HONESDALE, PA | FDIC | $2.9B | 100.0% | Satisfactory | Mar 2026 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.