ONE AMERICAN FINANCIAL CORP
Legal name: ONE AMERICAN FINANCIAL CORPORATION
1 active bank · $360M combined assets
RSSD ID: 5536791 (FFIEC NIC)
Combined Assets
$360M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Needs to Improve
1 of 1 bank · Falls short on community lending
Combined Assets
$360M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$241M
Net Income
$-1,737K
ROA (avg)
-1.94%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2023.
Applications
22
Origination Rate
36.36%
Denial Rate
4.55%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| ONE AMERICAN BANK | CENTERVILLE, SD | FDIC | $360M | 100.0% | Needs to Improve | Aug 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.