FARMERS&MERCHANTS BCORP
Legal name: FARMERS & MERCHANTS BANCORP
1 active bank · 1 merged/absorbed · $5.8B combined assets
RSSD ID: 2781910 (FFIEC NIC)
Combined Assets
$5.8B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$5.8B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$5.1B
Net Income
$25M
ROA (avg)
1.71%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
234
Origination Rate
56.84%
Denial Rate
37.18%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA
LODI, CA · FDIC · $5.8B
OutstandingBANK OF RIO VISTA
Merged 2018RIO VISTA, CA · FDIC · $216M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA | LODI, CA | FDIC | $5.8B | 100.0% | Outstanding | Feb 2023 |
| BANK OF RIO VISTAMerged 2018 | RIO VISTA, CA | FDIC | $216M | — | Satisfactory | Jan 2014 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.