FIRST STATE BANCSHARES INC
Legal name: FIRST STATE BANCSHARES, INC.
1 active bank · 3 merged/absorbed · $4.5B combined assets
RSSD ID: 1099917 (FFIEC NIC)
Combined Assets
$4.5B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$4.5B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$3.8B
Net Income
$19M
ROA (avg)
1.73%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
2,502
Origination Rate
64.19%
Denial Rate
14.31%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FIRST STATE COMMUNITY BANK
FARMINGTON, MO · FDIC · $4.5B
OutstandingCENTRAL BANK
Merged 2016LEBANON, MO · FDIC · $263M
SatisfactoryPROGRESS BANK OF MISSOURI
Merged 2008SULLIVAN, MO · FDIC · $202M
SatisfactoryIRON COUNTY SECURITY BANK
Merged 1999IRONTON, MO · FDIC · $47M
Outstanding
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FIRST STATE COMMUNITY BANK | FARMINGTON, MO | FDIC | $4.5B | 100.0% | Outstanding | Jun 2023 |
| CENTRAL BANKMerged 2016 | LEBANON, MO | FDIC | $263M | — | Satisfactory | May 2012 |
| PROGRESS BANK OF MISSOURIMerged 2008 | SULLIVAN, MO | FDIC | $202M | — | Satisfactory | Feb 2000 |
| IRON COUNTY SECURITY BANKMerged 1999 | IRONTON, MO | FDIC | $47M | — | Outstanding | May 1998 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.