WFSB MUTUAL HOLDING CO
Legal name: WFSB MUTUAL HOLDING COMPANY
1 active bank · $1.5B combined assets
RSSD ID: 3831326 (FFIEC NIC)
Combined Assets
$1.5B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$1.5B
1 active bank
Consumer Complaints (12 mo)
1
1 all time · filed with CFPB
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.2B
Net Income
$4M
ROA (avg)
1.09%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
262
Origination Rate
72.14%
Denial Rate
14.12%
Aggregated across all active bank charters in this group.
Last 12 Months
1
All Time
1
Top Category
Payday loan, title loan, personal loan, or advance loan
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| WASHINGTON FINANCIAL BANK | WASHINGTON, PA | FDIC | $1.5B | Satisfactory | Apr 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.