WESTAMERICA BCORP
Legal name: WESTAMERICA BANCORPORATION
1 active bank · 2 merged/absorbed · $5.8B combined assets
RSSD ID: 1025541 (FFIEC NIC)
Combined Assets
$5.8B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$5.8B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$4.8B
Net Income
$27M
ROA (avg)
1.82%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
WESTAMERICA BANK
SAN RAFAEL, CA · FDIC · $5.8B
SatisfactoryNAPA VALLEY BANK
Merged 1996NAPA, CA · FDIC · $275M
SatisfactoryBANK OF LAKE COUNTY
Merged 2000LAKEPORT, CA · FDIC · $91M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| WESTAMERICA BANK | SAN RAFAEL, CA | FDIC | $5.8B | 100.0% | Satisfactory | Aug 2010 |
| NAPA VALLEY BANKMerged 1996 | NAPA, CA | FDIC | $275M | — | Satisfactory | Mar 1994 |
| BANK OF LAKE COUNTYMerged 2000 | LAKEPORT, CA | FDIC | $91M | — | Satisfactory | Apr 1994 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.