FHD
FSB FINANCIAL SERVICES INC
Legal name: FSB FINANCIAL SERVICES, INC.
2 active banks · $1.8B combined assets
RSSD ID: 1204832 (FFIEC NIC)
Combined Assets
$1.8B
CRA Rating Summary
Outstanding1charter
Satisfactory1charter
At a Glance
Dominant CRA Rating
Outstanding
1 of 2 banks · Exceeds expectations for community lending
Combined Assets
$1.8B
2 active banks
Bank Charters
Each charter is examined independently for CRA compliance.
FARMERS STATE BANK
WATERLOO, IA · FDIC · $1.6B
OutstandingIOWA FALLS STATE BANK
IOWA FALLS, IA · FDIC · $204M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FARMERS STATE BANK | WATERLOO, IA | FDIC | $1.6B | 100.0% | Outstanding | Aug 2025 |
| IOWA FALLS STATE BANK | IOWA FALLS, IA | FDIC | $204M | — | Satisfactory | Jul 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.