WILSON&MUIR BCORP INC
Legal name: WILSON & MUIR BANCORP, INC.
1 active bank · 1 merged/absorbed · $847M combined assets
RSSD ID: 1099122 (FFIEC NIC)
Combined Assets
$847M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$847M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$748M
Net Income
$5M
ROA (avg)
2.5%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
368
Origination Rate
89.95%
Denial Rate
3.8%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
WILSON & MUIR BANK & TRUST COMPANY
BARDSTOWN, KY · FDIC · $847M
SatisfactoryTHE CITIZENS BANK AND TRUST COMPANY OF GRAYSON COUNTY
Merged 2001LEITCHFIELD, KY · FDIC · $76M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| WILSON & MUIR BANK & TRUST COMPANY | BARDSTOWN, KY | FDIC | $847M | 100.0% | Satisfactory | May 2023 |
| THE CITIZENS BANK AND TRUST COMPANY OF GRAYSON COUNTYMerged 2001 | LEITCHFIELD, KY | FDIC | $76M | — | Satisfactory | Jan 1999 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.