Bank Holding Company
CITIZENS BCORP INVESTMENT INC
Legal name: CITIZENS BANCORP INVESTMENT, INC.
1 active bank · 2 merged/absorbed · $1.8B combined assets
RSSD ID: 1140239 (FFIEC NIC)
Combined Assets
$1.8B
CRA Rating Summary
Satisfactory1charter
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$1.8B
1 active bank
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
CITIZENS BANK OF LAFAYETTE
LAFAYETTE, TN · FDIC · $1.8B
SatisfactoryAMERICAN BANK & TRUST OF THE CUMBERLANDS
Merged 2021LIVINGSTON, TN · FDIC · $336M
SatisfactoryLIBERTY STATE BANK
Merged 2013LIBERTY, TN · FDIC · $160M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| CITIZENS BANK OF LAFAYETTE | LAFAYETTE, TN | FDIC | $1.8B | 100.0% | Satisfactory | Jul 2025 |
| AMERICAN BANK & TRUST OF THE CUMBERLANDSMerged 2021 | LIVINGSTON, TN | FDIC | $336M | — | Satisfactory | Jul 2019 |
| LIBERTY STATE BANKMerged 2013 | LIBERTY, TN | FDIC | $160M | — | Satisfactory | Jun 2009 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.