OFB BANCSHARES INC
Legal name: OFB BANCSHARES, INC.
1 active bank · $2.1B combined assets
RSSD ID: 5450927 (FFIEC NIC)
Combined Assets
$2.1B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$2.1B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.9B
Net Income
$6M
ROA (avg)
1.22%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
46
Origination Rate
86.96%
Denial Rate
2.17%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| ONE FLORIDA BANK | ORLANDO, FL | FDIC | $2.1B | 100.0% | Satisfactory | Apr 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.