FIRST BANCSHARES INC
Legal name: FIRST BANCSHARES, INC.
1 active bank · 1 merged/absorbed · $592M combined assets
RSSD ID: 2484417 (FFIEC NIC)
Combined Assets
$592M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$592M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$509M
Net Income
$2M
ROA (avg)
1.55%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
90
Origination Rate
83.33%
Denial Rate
10%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
STOCKMENS BANK
COLORADO SPRINGS, CO · FDIC · $592M
SatisfactoryFIRST HOME BANK
Merged 2017MOUNTAIN GROVE, MO · FDIC · $221M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| STOCKMENS BANK | COLORADO SPRINGS, CO | FDIC | $592M | 100.0% | Satisfactory | Feb 2026 |
| FIRST HOME BANKMerged 2017 | MOUNTAIN GROVE, MO | FDIC | $221M | — | Satisfactory | May 2016 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.