POTOMAC BANCSHARES INC
Legal name: POTOMAC BANCSHARES, INC.
1 active bank · $975M combined assets
RSSD ID: 2234920 (FFIEC NIC)
Combined Assets
$975M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$975M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$846M
Net Income
$3M
ROA (avg)
1.35%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
239
Origination Rate
76.57%
Denial Rate
7.95%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| BANK OF CHARLES TOWN | CHARLES TOWN, WV | FDIC | $975M | 100.0% | Outstanding | Jul 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.