HILLS BCORP
Legal name: HILLS BANCORPORATION
1 active bank · 2 merged/absorbed · $4.7B combined assets
RSSD ID: 1245291 (FFIEC NIC)
Combined Assets
$4.7B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$4.7B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$3.6B
Net Income
$22M
ROA (avg)
1.91%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
2,597
Origination Rate
81.94%
Denial Rate
7.01%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
HILLS BANK AND TRUST COMPANY
HILLS, IA · FDIC · $4.7B
OutstandingHILLS BANK
Merged 2000CEDAR RAPIDS, IA · FDIC · $63M
SatisfactoryHILLS BANK KALONA
Merged 2001KALONA, IA · FDIC · $61M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| HILLS BANK AND TRUST COMPANY | HILLS, IA | FDIC | $4.7B | 100.0% | Outstanding | Jul 2023 |
| HILLS BANKMerged 2000 | CEDAR RAPIDS, IA | FDIC | $63M | — | Satisfactory | Sep 1999 |
| HILLS BANK KALONAMerged 2001 | KALONA, IA | FDIC | $61M | — | Satisfactory | Oct 1999 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.