FRANKLIN FINL SERVICES CORP
Legal name: FRANKLIN FINANCIAL SERVICES CORPORATION
1 active bank · 1 merged/absorbed · $2.3B combined assets
RSSD ID: 1118238 (FFIEC NIC)
Combined Assets
$2.3B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$2.3B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.9B
Net Income
$7M
ROA (avg)
1.28%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
948
Origination Rate
71.1%
Denial Rate
13.82%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG
CHAMBERSBURG, PA · FDIC · $2.3B
SatisfactoryTHE MONT ALTO STATE BANK
Merged 1995MONT ALTO, PA · FDIC · $26M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG | CHAMBERSBURG, PA | FDIC | $2.3B | 100.0% | Satisfactory | May 2024 |
| THE MONT ALTO STATE BANKMerged 1995 | MONT ALTO, PA | FDIC | $26M | — | Satisfactory | Jul 1993 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.