MOUNT VERNON BCORP
Legal name: MOUNT VERNON BANCORP.
1 active bank · $196M combined assets
RSSD ID: 1140912 (FFIEC NIC)
Combined Assets
$196M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$196M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$165M
Net Income
$619K
ROA (avg)
1.3%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
128
Origination Rate
96.88%
Denial Rate
0.78%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| MOUNT VERNON BANK AND TRUST COMPANY | MOUNT VERNON, IA | FDIC | $196M | 100.0% | Satisfactory | Jun 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.