YAZOO CAPITAL CORP is the bank holding company. BANK OF YAZOO CITY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

YAZOO CAPITAL CORP

Legal name: YAZOO CAPITAL CORPORATION

1 active bank · $326M combined assets

RSSD ID: 1083402 (FFIEC NIC)

Combined Assets

$326M

CRA Rating Summary

Outstanding1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBANK OF YAZOO CITYYAZOO CITY, MSOutstanding$326MView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$326M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$290M

Net Income

$636K

ROA (avg)

0.8%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

101

Origination Rate

85.15%

Denial Rate

10.89%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANK OF YAZOO CITY	YAZOO CITY, MS	FDIC	$326M	100.0%	Outstanding	Oct 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.