Bank Holding Company
UNITED BK EMPLOYEE STK OWNERSHIP PLAN TR
1 active bank · $2.2B combined assets
RSSD ID: 5937848 (FFIEC NIC)
Combined Assets
$2.2B
CRA Rating Summary
Satisfactory1charter
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$2.2B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.9B
Net Income
$15M
ROA (avg)
2.59%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| UNITED BANK | ZEBULON, GA | FDIC | $2.2B | Satisfactory | Apr 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.