SOUTH BANKING CO
Legal name: SOUTH BANKING COMPANY
1 active bank · 3 merged/absorbed · $570M combined assets
RSSD ID: 1081622 (FFIEC NIC)
Combined Assets
$570M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$570M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$504M
Net Income
$2M
ROA (avg)
1.67%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
153
Origination Rate
81.7%
Denial Rate
7.84%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
PINELAND BANK
ALMA, GA · FDIC · $570M
SatisfactoryPEOPLES STATE BANK & TRUST
Merged 2016BAXLEY, GA · FDIC · $86M
SatisfactoryCITIZENS STATE BANK
Merged 2016KINGSLAND, GA · FDIC · $56M
SatisfactoryPINELAND STATE BANK
Merged 2016METTER, GA · FDIC · $53M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| PINELAND BANK | ALMA, GA | FDIC | $570M | 100.0% | Satisfactory | Dec 2024 |
| PEOPLES STATE BANK & TRUSTMerged 2016 | BAXLEY, GA | FDIC | $86M | — | Satisfactory | Jun 2011 |
| CITIZENS STATE BANKMerged 2016 | KINGSLAND, GA | FDIC | $56M | — | Satisfactory | Oct 2016 |
| PINELAND STATE BANKMerged 2016 | METTER, GA | FDIC | $53M | — | Satisfactory | May 2015 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.