MID STATE BANKS INC
Legal name: PLANTERS FIRST BANCORP
1 active bank · 3 merged/absorbed · $466M combined assets
RSSD ID: 1081136 (FFIEC NIC)
Combined Assets
$466M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$466M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$422M
Net Income
$2M
ROA (avg)
1.66%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
60
Origination Rate
65%
Denial Rate
23.33%
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
PLANTERS FIRST BANK
CORDELE, GA · FDIC · $466M
SatisfactoryCORDELE BANKING COMPANY
Merged 2000CORDELE, GA · FDIC · $177M
OutstandingTHE FIRST STATE BANK OF OCILLA
Merged 2000OCILLA, GA · FDIC · $47M
SatisfactoryPINEVIEW STATE BANK
Merged 2000PINEVIEW, GA · FDIC · $15M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| PLANTERS FIRST BANK | CORDELE, GA | FDIC | $466M | — | Satisfactory | Nov 2023 |
| CORDELE BANKING COMPANYMerged 2000 | CORDELE, GA | FDIC | $177M | 100.0% | Outstanding | Jun 1998 |
| THE FIRST STATE BANK OF OCILLAMerged 2000 | OCILLA, GA | FDIC | $47M | — | Satisfactory | Apr 1998 |
| PINEVIEW STATE BANKMerged 2000 | PINEVIEW, GA | FDIC | $15M | — | Satisfactory | May 1998 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.