🏦Bank Scorer
Bank Holding Company

PEOPLES FINL SERVICES CORP

Legal name: PEOPLES FINANCIAL SERVICES CORP.

1 active bank · $5.4B combined assets

RSSD ID: 1139541 (FFIEC NIC)

Combined Assets

$5.4B

CRA Rating Summary

Satisfactory1charter

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$5.4B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$4.4B

Net Income

$16M

ROA (avg)

1.21%

asset-weighted avg

Tier 1 Capital (avg)

0%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

1,158

Origination Rate

68.39%

Denial Rate

20.73%

Bank Charters

Each charter is examined independently for CRA compliance.

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.