LEROY C DARBY EMPLOYEE STK OWNERSHIP PLAN
1 active bank · 2 merged/absorbed · $440M combined assets
RSSD ID: 2208033 (FFIEC NIC)
Combined Assets
$440M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$440M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$376M
Net Income
$1M
ROA (avg)
1.32%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
FREEDOMBANK
ELKADER, IA · FDIC · $440M
SatisfactoryUNION STATE BANK
Merged 2006MONONA, IA · FDIC · $74M
SatisfactoryPOSTVILLE STATE BANK
Merged 2006POSTVILLE, IA · FDIC · $66M
Satisfactory
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| FREEDOMBANK | ELKADER, IA | FDIC | $440M | Satisfactory | Mar 2024 |
| UNION STATE BANKMerged 2006 | MONONA, IA | FDIC | $74M | Satisfactory | Jul 2004 |
| POSTVILLE STATE BANKMerged 2006 | POSTVILLE, IA | FDIC | $66M | Satisfactory | May 2003 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.