GENERAL BANCSHARES INC
Legal name: GENERAL BANCSHARES, INC.
1 active bank · $385M combined assets
RSSD ID: 1139514 (FFIEC NIC)
Combined Assets
$385M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$385M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$340M
Net Income
$1M
ROA (avg)
1.13%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
55
Origination Rate
69.09%
Denial Rate
5.45%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| TOWER COMMUNITY BANK | JASPER, TN | FDIC | $385M | 100.0% | Satisfactory | Sep 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.