FIRST HOLDING CO CAVALIER INC
Legal name: FIRST HOLDING COMPANY OF CAVALIER, INC.
1 active bank · 2 merged/absorbed · $723M combined assets
RSSD ID: 1140211 (FFIEC NIC)
Combined Assets
$723M
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$723M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$632M
Net Income
$2M
ROA (avg)
0.86%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Bank Charters
Each charter is examined independently for CRA compliance. Legacy entities were merged or absorbed during corporate consolidation.
UNITED VALLEY BANK
CAVALIER, ND · FDIC · $723M
SatisfactoryNORTHERN SKY BANK
Merged 2021CROOKSTON, MN · FDIC · $91M
SatisfactoryARGYLE STATE BANK
Merged 2006ARGYLE, MN · FDIC · $20M
Satisfactory
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| UNITED VALLEY BANK | CAVALIER, ND | FDIC | $723M | 100.0% | Satisfactory | Jun 2025 |
| NORTHERN SKY BANKMerged 2021 | CROOKSTON, MN | FDIC | $91M | — | Satisfactory | Mar 2019 |
| ARGYLE STATE BANKMerged 2006 | ARGYLE, MN | FDIC | $20M | — | Satisfactory | Sep 2002 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.