O-BANK CO LTD
Legal name: O-BANK CO., LTD.
1 active bank · $1.1B combined assets
RSSD ID: 3462494 (FFIEC NIC)
Combined Assets
$1.1B
CRA Rating Summary
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$1.1B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$840M
Net Income
$3M
ROA (avg)
1.01%
asset-weighted avg
Tier 1 Capital (avg)
0%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2023.
Applications
12
Origination Rate
91.67%
Denial Rate
0%
Bank Charters
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| EVERTRUST BANK | CITY OF INDUSTRY, CA | FDIC | $1.1B | Satisfactory | Sep 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.