🏦Bank Scorer

ZELLCO

Bogalusa, LA · Federal Credit Union · Chartered in LA

Well Capitalized

Who can join

Community / multiple bond

Charter #871Est. 1935RSSD: 995179

Members

8,884

Net Worth Ratio

31.43%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$94.2M

Peer Group 4

Members

8,884

as of latest quarter

Net Worth Ratio

31.43%

Well Capitalized

Institution Profile

NCUA

Address

520 Avenue V, Bogalusa, LA 70427-4414

Chartered

1935

Branch Locations

4 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$94.2M

Total Shares

$65.2M

Total Loans

$58.6M

Net Worth Ratio

31.43%

≥7% = Well Capitalized

Members

8,884

Delinquency Rate (60d+)

0.24%

$143K

Loan-to-share ratio: 89.9%· healthy range 60–80%

Branch Locations

NCUA

Ave V

520 Avenue V, Bogalusa, LA, 70427-4414

8:30-4:30 M-F

MainATMDrive-thru

Richmond St

431 Richmond St, Bogalusa, LA, 70427

M-F 8:30 - 4:30

ATMDrive-thru

Franklinton Office

824 11th Ave, Franklinton, LA, 70438

M-F 8:30 - 4:30

ATMDrive-thru

Columbia Office

547 Eagle Day Ave, Columbia, MS, 39429

M-F 8:30 - 4:30

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.