Y-12
Oak Ridge, TN · Federal Credit Union · Chartered in TN
Who can join
Multiple / other
Members
137,505
Net Worth Ratio
10.16%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.77B
Peer Group 6
Members
137,505
as of latest quarter
Net Worth Ratio
10.16%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.77B
Total Shares
$2.22B
Total Loans
$2.23B
Net Income
$9.6M
Net Worth Ratio
10.16%
≥7% = Well Capitalized
Members
137,505
Return on Assets
0.35%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$6.1M
Loan-to-share ratio: 100.2%· healthy range 60–80%
Branch Locations
NCUAY-12 FCU Oak Ridge Branch
501 Lafayette Dr, Oak Ridge, TN, 37830-7909
M thru F 7:30 - 5:30 Sat 9-12
Y-12 FCU Clinton Branch
450 N Charles G Seivers Blvd, Clinton, TN, 37716-3730
M thru F 9:00-5:30 Sat 9:00 - 12:00
Y-12 FCU Maryville Branch
624 W Lamar Alexander Pkwy, Maryville, TN, 37801-3904
M thru TH 9:00-5:00 F 9:00-6:00 Sat 9:00-12:00
Y-12 FCU Sevierville Branch
1203 Dolly Parton Pkwy, Sevierville, TN, 37862
M thru F 9:00-5:30 Sat 9:00-12:00
Y-12 FCU North Knoxville Branch
6640 Clinton Hwy, Knoxville, TN, 37912-1016
M thru F 9:00-5:30 Sat 9:00-12:00
Y-12 FCU Eagleton Branch
2901 Old Knoxville Hwy, Maryville, TN, 37804-2560
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
Y-12 FCU Farragut Branch
13128 Kingston Pike, Farragut, TN, 37934-1007
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
Y-12 FCU Hardin Valley Branch
2377 Cherahala Blvd, Knoxville, TN, 37932
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
Y-12 FCU LaFollette Branch
2550 Jacksboro Pike, Jacksboro, TN, 37757
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
Y-12 FCU Clinton I/75 Branch
101 Crosspark Dr, Clinton, TN, 37716-6711
M thru F 9:00 - 5:30 Sat 9:00 - 12:00
15 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/y-12" target="_blank" rel="noopener">View Y-12 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.