WORCESTER
Worcester, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
6,355
Net Worth Ratio
11.50%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$107.1M
Peer Group 5
Members
6,355
as of latest quarter
Net Worth Ratio
11.50%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$107.1M
Total Shares
$95.6M
Total Loans
$68.7M
Net Worth Ratio
11.50%
≥7% = Well Capitalized
Members
6,355
Delinquency Rate (60d+)
0.16%
$113K
Loan-to-share ratio: 71.9%· healthy range 60–80%
Branch Locations
NCUACorporate
520 W Boylston St, Worcester, MA, 01606-2026
M-F 9:00am-5:00pm Sat 9:00am-12:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/worcester" target="_blank" rel="noopener">View WORCESTER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.