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WHITESVILLE COMMUNITY

Whitesville, KY · State Credit Union · Chartered in KY

Well Capitalized

Who can join

State government employees (special charter)

Charter #62432Est. 1962RSSD: 641793

Members

2,810

Net Worth Ratio

11.48%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$39.9M

Peer Group 3

Members

2,810

as of latest quarter

Net Worth Ratio

11.48%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 83, Whitesville, KY 42378

Chartered

1962

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$39.9M

Total Shares

$35.2M

Total Loans

$14.8M

Net Worth Ratio

11.48%

≥7% = Well Capitalized

Members

2,810

Delinquency Rate (60d+)

0.08%

$12K

Loan-to-share ratio: 42.1%· healthy range 60–80%

Branch Locations

NCUA

Whitesville Community Credit Union

10589 Franklin St, Whitesville, KY, 42378

Monday - Friday 9:00-4:30 Friday 4:30-6:00 Drive Thru only

MainATMDrive-thru

Credit Union Vault

10589 Franklin St, Whitesville, KY, 42378-9558

9:00am-4:00pm Mon-Thursday 9:00am-5:00pm Friday

ATM

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.