WHATCOM EDUCATIONAL
Bellingham, WA · State Credit Union · Chartered in WA
Who can join
Type 99
Members
170,035
Net Worth Ratio
11.25%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.33B
Peer Group 6
Members
170,035
as of latest quarter
Net Worth Ratio
11.25%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$3.33B
Total Shares
$2.74B
Total Loans
$2.72B
Net Income
$4.8M
Net Worth Ratio
11.25%
≥7% = Well Capitalized
Members
170,035
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.49%
$13.3M
Loan-to-share ratio: 99.2%· healthy range 60–80%
Branch Locations
NCUAAdmin Building - 21 Bellwether Way
21 Bellwether Way Ste 111, Bellingham, WA, 98225
8am-6pm
Fountain Branch
2625 Meridian St, Bellingham, WA, 98225-2408
Lobby Hours Mon - Thurs: 9am - 5:30pm Fri: 9am - 6pm Drive Up Hours Mon-Fri: 9:00am - 6:00pm
Sunset Branch
3061 Orleans St, Bellingham, WA, 98226-3541
Lobby Hours Mon - Thurs: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm Drive Up Hours Mon - Fri: 9am-7pm Sat: 9am - 1pm
Fairhaven Branch
1225 Harris Ave, Bellingham, WA, 98225-7155
Lobby Hours Mon - Thurs: 9am - 5:30pm Fri: 9am - 6pm
Blaine Branch
1773 H St, Blaine, WA, 98230
Lobby Hours Mon-Thu: 9:00am - 5:30pm Fri: 9:00am - 6:00pm
Everson Branch
106 E Main St, Everson, WA, 98247
Lobby Hours Mon - Thurs: 9am - 5:30pm Fri: 9am - 6pm
Ferndale Branch
5659 Barrett Rd, Ferndale, WA, 98248
Lobby Hours Mon-Thur: 9:00am - 5:30pm Fri: 9:00am - 6:00pm Sat: 9:00am - 1:00pm Drive Up Hours Mon-Fri: 9:00am - 7:00pm Sat: 9:00am - 1:00pm
Lynden Branch
2045 Front St, Lynden, WA, 98264
Lobby Hours Mon-Thurs: 9:00am - 5:30pm Fri: 9:00am - 6:00pm Drive Up Hours Mon-Fri: 9:00am - 6:00pm
Home Loan Center
516 E Holly St, Bellingham, WA, 98225
Closed for Renovations
Mount Vernon
1835 Riverside Dr, Mount Vernon, WA, 98273
Lobby Hours Mon - Thurs: 9am - 5:30pm Fri: 9am - 6pm
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/whatcom-educational" target="_blank" rel="noopener">View WHATCOM EDUCATIONAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.