WESTERLY COMMUNITY
Wakefield, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
21,705
Net Worth Ratio
9.39%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$511.4M
Peer Group 6
Members
21,705
as of latest quarter
Net Worth Ratio
9.39%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$511.4M
Total Shares
$447.3M
Total Loans
$409.8M
Net Worth Ratio
9.39%
≥7% = Well Capitalized
Members
21,705
Delinquency Rate (60d+)
0.14%
$570K
Loan-to-share ratio: 91.6%· healthy range 60–80%
Branch Locations
NCUAWakefield Branch & Operation Center
4979 Tower Hill Rd, Wakefield, RI, 02879-2283
Lobby: Monday - Wednesday 9am - 4pm Thursday - Friday 9am - 5pm Saturday 9 am-12pm Drive-Thru: Monday - Wednesday 8:30am - 4pm Thursday - Friday 8:30am - 5pm Saturday 9am - Noon
Granite Street Office
122 Granite St, Westerly, RI, 02891
Lobby: Monday - Wednesday 9am - 4pm Thursday - Friday 9am - 5pm Saturday 9 am-12pm Drive-Thru: Monday-Wednesday 8:30am - 4pm Thursday-Friday 8:30am - 5pm Saturday 9am - Noon
Dunn's Corner Branch
244 Post Rd, Westerly, RI, 02891
Lobby: Monday - Wednesday 9am - 4pm Thursday - Friday 9am - 5pm Saturday Closed Drive-Thru: Monday - Wednesday 8:30am - 4pm Thursday - Friday 8:30am - 5pm Saturday - Closed
Richmond Branch
64 Kingstown Rd, Wyoming, RI, 02898
Lobby: Monday - Wednesday 9am - 4pm Thursday - Friday 9am - 5pm Saturday 9am - Noon Drive-Thru: Monday - Wednesday 8:30am - 4pm Thursday - Friday 8:30am - 5pm Saturday 9am - Noon
Coventry Branch
2405 Nooseneck Hill Rd, Coventry, RI, 02816
Lobby hours: M-W 9am-4pm Th-F 9am-5pm Sat 9am - 12pm Drive-Thru ITM: M-F 8am - 5pm Sat: 9am-Noon
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/westerly-community" target="_blank" rel="noopener">View WESTERLY COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.