WEST VIRGINIA
South Charlesto, WV · Federal Credit Union · Chartered in WV
Who can join
Employer / occupational group
Members
7,168
Net Worth Ratio
17.83%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$143.0M
Peer Group 5
Members
7,168
as of latest quarter
Net Worth Ratio
17.83%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$143.0M
Total Shares
$116.5M
Total Loans
$75.8M
Net Income
$171K
Net Worth Ratio
17.83%
≥7% = Well Capitalized
Members
7,168
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$232K
Loan-to-share ratio: 65.1%· healthy range 60–80%
Branch Locations
NCUAWVFCU
318 5th Ave, South Charleston, WV, 25303-1240
7:30 am til 6 pm
WVFCU
2355 Maccorkle Ave, Saint Albans, WV, 25177-2008
7:30 am until 6 pm
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 75 | 67 | 4 | 89.3% | 5.3% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/west-virginia" target="_blank" rel="noopener">View WEST VIRGINIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.