WEPCO
Bloomington, MD · Federal Credit Union · Chartered in MD
Who can join
Select employee groups
Members
42,117
Net Worth Ratio
15.13%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$397.3M
Peer Group 5
Members
42,117
as of latest quarter
Net Worth Ratio
15.13%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$397.3M
Total Shares
$336.1M
Total Loans
$253.1M
Net Income
$1.7M
Net Worth Ratio
15.13%
≥7% = Well Capitalized
Members
42,117
Return on Assets
0.42%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.52%
$1.3M
Loan-to-share ratio: 75.3%· healthy range 60–80%
Branch Locations
NCUABloomington Branch
204 North Branch Avenue, Bloomington, MD, 21523
9 a.m. to 5 p.m.
Oakland Branch
12826 Garrett Hwy, Oakland, MD, 21550
9 a.m. to 5 p.m.
Oakland Drive-Thru
130 N 4th St, Oakland, MD, 21550
8 a.m. to 6 p.m.
Keyser Branch
459 New Creek Hwy, Keyser, WV, 26726-9537
M- F 9am-5pm
Kingwood Loan Production Office
202 W Main St, Kingwood, WV, 26537-1419
9am - 5pm
Oldtown Rd Branch
1101 E Oldtown Rd, Cumberland, MD, 21502-4039
Monday, Tuesday, Thursday, Friday 9am - 5 pm Wednesday 9am - 2pm
Wepco - LaVale Branch
12511 Winchester Rd SW, LaVale, MD, 21502
9a.m. to 5p.m.
Paca Branch
215 Paca St, Cumberland, MD, 21502-2814
Monday, Tuesday, Thursday, Friday 9am -5pm Wednesday 9am - 2pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/wepco" target="_blank" rel="noopener">View WEPCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.