🏦Bank Scorer

WEBSTER FIRST

Worcester, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #24557Est. 1934RSSD: 554996

Members

84,905

Net Worth Ratio

19.56%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.50B

Peer Group 6

Members

84,905

as of latest quarter

Net Worth Ratio

19.56%

Well Capitalized

Institution Profile

NCUA

Address

271 Greenwood St, P O Box 70505, Worcester, MA 01607-1733

Chartered

1934

Branch Locations

16 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.50B

Total Shares

$1.05B

Total Loans

$1.30B

Net Worth Ratio

19.56%

≥7% = Well Capitalized

Members

84,905

Delinquency Rate (60d+)

0.22%

$2.8M

Loan-to-share ratio: 123.9%· healthy range 60–80%

Branch Locations

NCUA

Operations Center

271 Greenwood St, Worcester, MA, 01607

M T 8:00 am to 4:30 pm W 8:00 am to 1:00 pm Th 8:00 am to 5:00 pm Fr 8:00 am to 5:00 pm Sat 8:00 am to 12:00 pm

Main

Vital Records

282 Main St, Douglas, MA, 01516-2177

Webster

41 E Main St, Webster, MA, 01570-2346

M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00pm

ATMDrive-thru

Douglas

282 Main St, Douglas, MA, 01516-2177

M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00 pm

ATMDrive-thru

Dudley

16 Airport Rd, Dudley, MA, 01571-5947

M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 5:00 pm Fr 8:30 am to 7:00 pm

ATMDrive-thru

Whitinsville

1298 Providence Rd, Whitinsville, MA, 01588

M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm F 8:30 am to 5:00 pm

ATMDrive-thru

Worcester

275 Greenwood St, Worcester, MA, 01607-1733

M T W 8:30 am to 4:00 pm Sat 8:30 am to 12:00 pm Th 8:30 to 7:00 pm Fr 8:30 to 5:00 pm

ATMDrive-thru

Charlton

20 Trolley Crossing Rd, Charlton, MA, 01507-1351

M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00 pm

ATMDrive-thru

Spencer

118 W Main St, Spencer, MA, 01562-2621

M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00 pm

ATMDrive-thru

Auburn

547 Southbridge St, Auburn, MA, 01501

M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00 pm

ATMDrive-thru

6 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.