🏦Bank Scorer

WARE COUNTY SCHOOL EMPLOYEES

Waycross, GA · Federal Credit Union · Chartered in GA

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #15265Est. 1962RSSD: 115584

Members

803

Net Worth Ratio

13.48%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$6.4M

Peer Group 2

Members

803

as of latest quarter

Net Worth Ratio

13.48%

Well Capitalized

Institution Profile

NCUA

Address

1301 Bailey St, Waycross, GA 31501

Chartered

1962

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$6.4M

Total Shares

$5.6M

Total Loans

$4.6M

Net Income

$14K

Net Worth Ratio

13.48%

≥7% = Well Capitalized

Members

803

Return on Assets

0.22%

annualized · >0.5% healthy

Loan-to-share ratio: 82.4%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

1301 BAILEY ST, WAYCROSS, GA, 31501

MON-FRI 8:30-4:30

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/ware-county-school-employees" target="_blank" rel="noopener">View WARE COUNTY SCHOOL EMPLOYEES on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.