🏦Bank Scorer

VOYAGE

Sioux Falls, SD · Federal Credit Union · Chartered in SD

Well Capitalized

Who can join

Employer / occupational group

Charter #3458Est. 1939RSSD: 667971

Members

19,670

Net Worth Ratio

9.87%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$282.4M

Peer Group 5

Members

19,670

as of latest quarter

Net Worth Ratio

9.87%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 88538, Sioux Falls, SD 57105

Chartered

1939

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$282.4M

Total Shares

$247.3M

Total Loans

$188.8M

Net Worth Ratio

9.87%

≥7% = Well Capitalized

Members

19,670

Delinquency Rate (60d+)

0.49%

$925K

Loan-to-share ratio: 76.3%· healthy range 60–80%

Branch Locations

NCUA

Main

3823 S Kiwanis Cir, Sioux Falls, SD, 57105

7:30-5:30 M-F

MainATMDrive-thru

Dawley Farm Branch

5800 E 18th St Ste 101, Sioux Falls, SD, 57110

9am - 5 pm M-F, 9-Noon Saturday

ATMDrive-thru

Crossroads

4420 W Crossroads Pl, Sioux Falls, SD, 57106-0317

9-5 Mon -Fri

ATMDrive-thru

Vermillion

105 E Cherry St, Vermillion, SD, 57069

8am - 5pm

ATMDrive-thru

Administration Office

3409 W 47th St Ste 101, Sioux Falls, SD, 57106-6339

9-5

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
20238966974.2%10.1%
20221641001961.0%11.6%
2021133673050.4%22.6%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.