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VIRGINIA STATE UNIVERSITY

South Chesterfi, VA · Federal Credit Union · Chartered in VA

LICU MDIWell Capitalized

Who can join

Occupational / select employee group

Charter #3029Est. 1939RSSD: 1001077

Members

1,891

Net Worth Ratio

8.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$13.6M

Peer Group 3

Members

1,891

as of latest quarter

Net Worth Ratio

8.42%

Well Capitalized

Institution Profile

NCUA

Address

3401 Boisseau St, South Chesterfi, VA 23803-2021

Chartered

1939

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$13.6M

Total Shares

$12.3M

Total Loans

$7.9M

Net Worth Ratio

8.42%

≥7% = Well Capitalized

Members

1,891

Delinquency Rate (60d+)

0.92%

$73K

Loan-to-share ratio: 64.0%· healthy range 60–80%

Branch Locations

NCUA

VSU Federal Credit Union

3401 Boisseau St, South Chesterfield, VA, 23803-2021

M, Tu, Th, F 9am - 5pm W 9am - 1pm

MainATMDrive-thru

BAYLANDS FAMILY CREDIT UNION

7119 ROUTE 1, NORTH CHESTERFIELD, VA, 23237-1521

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.