🏦Bank Scorer

VERMONT

So Burlington, VT · Federal Credit Union · Chartered in VT

Well Capitalized

Who can join

Employer / occupational group

Charter #24405Est. 1953RSSD: 724397

Members

62,966

Net Worth Ratio

10.68%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.13B

Peer Group 6

Members

62,966

as of latest quarter

Net Worth Ratio

10.68%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2147, So Burlington, VT 05407-2147

Chartered

1953

Branch Locations

9 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.13B

Total Shares

$1.00B

Total Loans

$899.8M

Net Income

$2.4M

Net Worth Ratio

10.68%

≥7% = Well Capitalized

Members

62,966

Return on Assets

0.22%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.41%

$3.7M

Loan-to-share ratio: 89.9%· healthy range 60–80%

Branch Locations

NCUA

Kennedy Drive

275 Kennedy Dr, South Burlington, VT, 05403-6706

M-F 8:30-5pm

MainATMDrive-thru

Middlebury Office

1 Court St, Middlebury, VT, 05753

Monday and Friday 8:30 to 6:00 Tuesday thru Thursday 8:30 to 5:00 Saturday 9:00 to 12:00

ATMDrive-thru

St Albans - Old Orchard

55 Old Orchard Rd, Saint Albans, VT, 05478-2053

Monday and Friday 8:30 to 6:00 Tuesday thru Thursday 8:30 to 5:00 Saturday 9:00 to 12:00

ATMDrive-thru

Vergennes Office

100 Panton Rd, Vergennes, VT, 05491

Monday to Thursday 9:00 to 4:00 Friday 9:00 to 5:00

ATM

Milton

4 Centre Dr, Milton, VT, 05468

8:30 to 5:00 M-F 9:00 to 12:00 Saturday

ATMDrive-thru

Essex Office

1 Carmichael St, Essex Jct, VT, 05452

Monday thru Friday 8:30-5:00

ATMDrive-thru

Barre Branch

315 N Main St, Barre, VT, 05641

Monday - Friday 8:30am - 5:00pm

ATMDrive-thru

Burlington Branch

84 Pine St, Burlington, VT, 05401-4441

Monday and Friday 8:30 to 5:00

ATM

Rutland

2 S Main St, Rutland, VT, 05701-4262

M-F 8:30am-5pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.