VERITAS
Smyrna, TN · Federal Credit Union · Chartered in TN
Who can join
Community / multiple bond
Members
4,911
Net Worth Ratio
7.64%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$58.6M
Peer Group 4
Members
4,911
as of latest quarter
Net Worth Ratio
7.64%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$58.6M
Total Shares
$54.0M
Total Loans
$43.9M
Net Worth Ratio
7.64%
≥7% = Well Capitalized
Members
4,911
Delinquency Rate (60d+)
0.34%
$150K
Loan-to-share ratio: 81.4%· healthy range 60–80%
Branch Locations
NCUASmyrna Office
685 Ken Pilkerton Dr, Smyrna, TN, 37167-3812
Monday-Friday, 7:00 a.m. until 4:00 p.m.
Canton Office
276 Nissan Pkwy, Canton, MS, 39046
Monday-Friday, 8:00 a.m. thru 4:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/veritas" target="_blank" rel="noopener">View VERITAS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.