🏦Bank Scorer

VELOCITY COMMUNITY

Palm Beach Gard, FL · Federal Credit Union · Chartered in FL

Well Capitalized

Who can join

Employee group

Charter #12458Est. 1958RSSD: 338981

Members

25,149

Net Worth Ratio

12.32%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$498.4M

Peer Group 5

Members

25,149

as of latest quarter

Net Worth Ratio

12.32%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 30669, Palm Beach Gard, FL 33420-0669

Chartered

1958

Branch Locations

3 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$498.4M

Total Shares

$429.9M

Total Loans

$349.4M

Net Income

$1.5M

Net Worth Ratio

12.32%

≥7% = Well Capitalized

Members

25,149

Return on Assets

0.30%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.21%

$738K

Loan-to-share ratio: 81.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410

8:00AM-5:00PM M-TH, 8:00AM-6:00PM FR, 9:00AM-1:00PM Saturday

MainATMDrive-thru

Royal Palm Beach Office

563 N State Road 7, Royal Palm Beach, FL, 33411-3524

8:30a - 5:00p

Jupiter Branch

6779 W Indiantown Rd, Jupiter, FL, 33458-4654

8:30-5:00

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.