🏦Bank Scorer

VANTAGE

Saint Charles, MO · State Credit Union · Chartered in MO

Well Capitalized

Who can join

Type 99

Charter #67804Est. 1957RSSD: 442691

Members

68,069

Net Worth Ratio

7.94%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.15B

Peer Group 6

Members

68,069

as of latest quarter

Net Worth Ratio

7.94%

Well Capitalized

Institution Profile

NCUA

Address

19 Research Park Ct, Saint Charles, MO 63304-5616

Chartered

1957

Branch Locations

15 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.15B

Total Shares

$1.04B

Total Loans

$842.0M

Net Worth Ratio

7.94%

≥7% = Well Capitalized

Members

68,069

Delinquency Rate (60d+)

0.42%

$3.5M

Loan-to-share ratio: 81.1%· healthy range 60–80%

Branch Locations

NCUA

Administration

19 Research Park Ct, Saint Charles, MO, 63304-5616

M-TH 9am-5pmF 9am-5:30pm

Main

West County

16260 Truman Rd, Ellisville, MO, 63011

M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon

Sunset Hills

3860 S Lindbergh Blvd, Saint Louis, MO, 63127

M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon

Twin Cities

332 Festus Centre Dr, Festus, MO, 63028

M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon

OFallon

29 Ofallon Sq, O Fallon, MO, 63366

M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon

North County

11654 W Florissant Ave, Florissant, MO, 63033-6723

M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon

Greenway Chase

601 Greenway Chase Dr, Florissant, MO, 63031

M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon

Wentzville

1750 Wentzville Pkwy, Wentzville, MO, 63385

M - TH 9:00 am - 5:00 pm F 9:00 am - 5:30 pm S 9:00 am - Noon

Bridgeton

11915 Saint Charles Rock Rd, Bridgeton, MO, 63044

M - TH 9:00 am - 5:00 pmF 9:00 am - 5:30 pmS 9:00 am - Noon

Cave Springs

1040 Cave Springs Blvd, Saint Peters, MO, 63376

M-TH 9:00 am-5:00pm F 9:00 am-5:30pm S9:00am-Noon

5 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/vantage" target="_blank" rel="noopener">View VANTAGE on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.