VALLEYSTAR
Martinsville, VA · State Credit Union · Chartered in VA
Who can join
Type 99
Members
36,271
Net Worth Ratio
10.15%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$518.0M
Peer Group 6
Members
36,271
as of latest quarter
Net Worth Ratio
10.15%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$518.0M
Total Shares
$412.0M
Total Loans
$353.4M
Net Income
$-1,693,748
Net Worth Ratio
10.15%
≥7% = Well Capitalized
Members
36,271
Return on Assets
-0.33%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.84%
$3.0M
Loan-to-share ratio: 85.8%· healthy range 60–80%
Branch Locations
NCUAMartinsville
35 Dupont Rd, Martinsville, VA, 24112-4618
8 am to 6 pm Drive Thru Monday to Friday 9 am to 5 pm Lobby Monday to Friday 9 am to 1 pm Drive Thru Saturday
Collinsville
41 Wheeler Ave, Collinsville, VA, 24078-2417
8 am to 6 pm Drive Thru Monday - Friday 9 am to 5 pm Lobby Monday - Friday 9 am to 1 pm Drive Thru Saturday
Rocky Mount
1080 Old Franklin Tpke, Rocky Mount, VA, 24151
8:30 am to 5:30 pm Drive Thru Monday - Friday 8:30 am to 5:30 pm Lobby Monday - Friday 9 am to 12 pm Drive Thru Saturday
Danville Main
212 Holt Garrison Pkwy, Danville, VA, 24540-5955
8 am to 6 pm Drive Thru Monday - Friday 9 am to 5 pm Lobby Monday - Friday 9 am to 1 pm Drive Thru Saturday
Fishersville
19 Myers Corner Dr Ste A01, Staunton, VA, 24401-6348
8:30 am to 5:30 pm Lobby Monday - Friday
Roanoke
3452 Buck Mountain Rd, Roanoke, VA, 24018
8:30 am to 5:30 pm Drive Thru & Lobby Monday - Friday
Admin
150 Pleasant Breeze Dr, Rocky Mount, VA, 24151
8 am to 6 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/valleystar" target="_blank" rel="noopener">View VALLEYSTAR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.