🏦Bank Scorer

VALLEY STRONG

Bakersfield, CA · State Credit Union · Chartered in CA

LICUWell Capitalized

Who can join

Type 99

Charter #68712Est. 1940RSSD: 511579

Members

357,321

Net Worth Ratio

9.05%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.07B

Peer Group 6

Members

357,321

as of latest quarter

Net Worth Ratio

9.05%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 9506, Bakersfield, CA 93389-9506

Chartered

1940

Branch Locations

31 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.07B

Total Shares

$3.64B

Total Loans

$2.85B

Net Worth Ratio

9.05%

≥7% = Well Capitalized

Members

357,321

Delinquency Rate (60d+)

1.63%

$46.5M

Loan-to-share ratio: 78.3%· healthy range 60–80%

Branch Locations

NCUA

Administrative Office

11500 Bolthouse Dr, Bakersfield, CA, 93311-8822

8:00a.m. - 5:00p.m.

Main

Mt Vernon

3901 Mount Vernon Ave, Bakersfield, CA, 93306-1444

9:00 a.m. - 5:00 p.m. (M-F) 9:00 a.m. - 1:00 p.m. (Sat)

ATM

Ridgeview High School

8501 Stine Rd, Bakersfield, CA, 93313

9:00a.m.-3:00p.m. M -Fri

Stockdale High School

2800 Buena Vista Rd, Bakersfield, CA, 93311

9:00 a.m. - 3:00 p.m. (M-F)

Downtown Branch

2424 Chester Ave, Bakersfield, CA, 93301

9:00a.m.-5:00p.m. (M-F)

ATM

Ming Ave Branch

4530 Ming Ave, Bakersfield, CA, 93309

9:00 a.m. -5:00 p.m. (M-F) 9:00 a.m. -1:00 p.m. (Sat)

ATMDrive-thru

Panama Branch

5001 Panama Ln, Bakersfield, CA, 93313

9:00 a.m. - 5:00 p.m. (M-F) 9:00 a.m. - 6:00 p.m. (Sat) 9:00a.m. - !:00p.m. Sat

ATMDrive-thru

River Run Branch

6101 Coffee Rd, Bakersfield, CA, 93308-9415

9:00 a.m. - 5:00 p.m. (M-F) 9:00 a.m. - 1:00 p.m. (Sat)

ATM

Tehachapi Branch

1002 W Tehachapi Blvd, Tehachapi, CA, 93561-2533

9:00 a.m. -5:00 p.m. (M-F) 9:00 a.m. - 1:00 p.m. (Sat)

ATM

Buena Vista

3300 Buena Vista Rd, Bakersfield, CA, 93311

9:00 a.m. - 5:00 p.m. (M - F) 9:00 a.m. - 1:00 p.m. (Sat)

ATMDrive-thru

21 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.